Are my PayDay Loans legal in Missouri?

Are my PayDay Loans legal in Missouri?

My husband and I have got ourselves into a mess with PayDay Loans. Everytime we get one it seems like it's only to pay for another one. And lesson's learned, we now know that wasn't very smart. We were just wondering if any of these loans were legal in Missouri and how to deal with them if they're not. I do know in Missouri, the PayDay Loan Laws say Criminal Action: Prohibited (Unless check returned due to closed account or stop-payment by maker) . Does that apply if there is no actual check attached to the loan

 

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My water heater needs to be replaced (electric) I have a warranty insurance that will replace it however there are a few non covered costs - the pan, the permit, some other part, it will cost me $512.00. They have given me the option to cash out which means they cut me a check and I try to figure it out on my own. Problem is the cashout amount is unknown and it will take up to two weeks for me to find out what the amount is before i can even decide - two weeks without a hot shower is HELL! But I'm not sure what to do. What would you do? Can anyone guess as to what amount they MIGHT give me? The insurance company is American Home Shield. ANY advice will help. I'm a new home owner and don't know a thing about house stuff! Thanks!

 

 

HELP PLEASE. car insurane/accident help needed. please.?

I got in a car accident Saturday night. The other person was at total fault. She called her insurance company, Allstate, and made a claim, and told them that everything was her fault. I called today and put in my statment. They told me to come to a local Allstate place tomorrow, they will estimate how much it will cost to repair my car, cut me a check, and I can take my car anywhere to get it fixed. They said while my car is in the shop they will rent a car to me free of charge. My insurance hasn't even been involved, and it doesn't look like it will be. My concern is, that my boyfriend was driving, and he is not on MY insurance. But will this even matter? Help please. I'm 18 and I live in Florida and I'm stressed out to hell and back.

 

 

Im looking for a car thats as fast as any normal 1.6 but is cheap on insurance?

Im 20 years old and i am looking for a car with the same acceleration or bhp as a normal 1.6 normal but i would like one that's cheaper on insurance

 

 

Will my insurance cover the wreck & my car?

My boyfriend was driving my car and he's not under my insurance plan only me and my mom are and someone thought we were riding their *** so they slammed on the breaks and we slid right into their car and he rolled down his window and laughed and cussed us out then drove away. and my car is totaled. will i have to pay all repairs? or will the insurance cover it even though someone else was driving my car? (i know if the insurance pays i will have to still pay a deductible)

 

 

Cheating on motor insurance claim?

HI All, my relative incidentally hint the few new motors in in a motor shop which selling new motor. The standing motors fall down each and another. It only cause few scratches on the motors cover, but the boss asking big replacement cost. So, my relative decide to make report for insurance claim. By the time waiting for police to take picture, the shop owner and his worker bring out the hammer and hammering motor for further damage, I guess they want to make some money beside claim to insurance company. Luckily I had took some picture on the slightly damage motors before the police. The question is where should I send the slightly damage on motors photo? The police don't border about the picture that I had, they had the serious damage on motors picture. Can we do further damage on our vehicle if accident happen to have more claim? Like damage on car bumper during accident, and we damage the signal light on our own to have new one, since we can claim to insurance? Summit the photo to insurance adjuster is just a waste because they are close to motor shop. What can we do?? Any advise? Thanks

 

 

Advice on car insurance after having an accident?

I only passed my test 5 weeks ago, and 2 weeks after getting my car I had a crash and my car was wrote off (I know I'm the reason its so expensive for young drivers :S) Just wondering if anyone knows of any insurance companies that won't rip me off. (I know this is a long-shot! but it's worth a try) Thanks in advance :)

 

 

How can i get car insurance cheap ?

i am a young driver and car insurance is a joke how do i get it cheap without breaking any laws ?

 

 

California teen insurance question?

How much would insurance for a 16 year old beginning driver in a 25,000 car in California be. Thanks in advance friendly Yahoo Answers users :)

 

 

Is progressive a good insurance? what's the best insurance?

i got a great quote from progressive but not sure if they're any good...are they a pretty good insurance? or if there's one better?

 

 

Car insurance for a new driver aged 21?

hi, im really close to taking my driving test, and i will be 19 when i hopefully pass. but i know that i would be unable to afford car insurance just yet! however, i would be hoping to maybe get a car when i am round about 21 or 22, as i will hopefully be in a more of a position to buy and run a car! however i was wondering if you could give me a rough ESTIMATE on how much the insurance would cost! i would be looking at getting a car such as a Nissan Micra, and would more than likely get a 1.0 litre! if you could give me an ESTIMATE on how much it could cost, so i can get a general idea! i know its hard to give an exact price, but lets just say the car is all safe and has been MOT'd and is being parked in a garage! hope you can all help, oh and its for a MALE!

 

 

I'm looking into insurance sales as a career change. Which company would you recommend?

I have a strong background in sales, a college degree or 3, and a strong drive to succeed. However, with so many companies out there looking for agents, I'm having a hard time narrowing it down.

 

 

Insurance for driving my bf car?

I am getting my driving license, how much roughly will cost the insurance to drive my boyfriend's car? It is an old petrol skoda... Thank you!

 

 

How much is motorbike insurance for a 125cc bike roughly?

I know it's had to predict, but im looking to buy a bike soon. Im 18 years old, live in south-west London, have a full driving license for 1 year now. (some factors they might consider) thanks.

 

 

Farmes Car Insurance?

I had a accident on the freeway a girl hi tme from behind and she had farmers insurance are they good at fixing other peoples cars when their cutomers are at fault

 

 

Car Insurance?

If I take a car loan under my name, do I need to take the insurance under my name as well? Any possibility of using the insurance under my husband's name instead?

 

 

Are fire insurance mandatory in California(near Los angeles)?

If a house is all paid for, is fire insurance still mandatory? If your house catches on fire and gets completely burned down, when does fire insurance pay you? Also how does fire insurance determine how much to pay you?

 

 

Car registered 25sep, no insurance, car incident 1st Oct but is it illegal?HELP?

WHY SO? So I registered my car at DMV on the 25th Sept, I do not have insurance but according to DMV, it is LEGAL to not have insurance until 15 days on the day of registration. But in between those 15 days, I got into a car accident and what do i have to do now?????

 

 

What is a good first car that's cheap on insurance? UK?

I was thinking about buying a car, one that is cheap on insurance, good for a first time buyer? I dont have a huge budget so no new cars im afraid! any help?

 

 

Auto Insurance Penalities In Ky?

If you were without a car and insurance for a period of time, (2 years ) how can you get penalities for not having auto insurance. How do you insure something you don't have?

 

Are my PayDay Loans legal in Missouri?

My husband and I have got ourselves into a mess with PayDay Loans. Everytime we get one it seems like it's only to pay for another one. And lesson's learned, we now know that wasn't very smart. We were just wondering if any of these loans were legal in Missouri and how to deal with them if they're not. I do know in Missouri, the PayDay Loan Laws say Criminal Action: Prohibited (Unless check returned due to closed account or stop-payment by maker) . Does that apply if there is no actual check attached to the loan

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